Welcome ColdSpark Media Team Member
Helping you and your family reach and maintain good health is very important to ColdSpark Media. Your employer is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Eligibility
Employees working at least 30 hours per week are eligible to participate in benefits offered by ColdSpark Media. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.
OVERVIEW
Your employer remains committed to providing competitive, comprehensive world-class full coverage programs. Please see information contained on this site to show you the amazing benefits offered to all full-time employees.
ENROLLMENT
If you are newly hired, you are eligible for benefits after 60 days of employment. You must complete the enrollment process through the ENAV on-line enrollment platform in order to be set up with the offered insurance coverages.
- UPMC HP- Medical and Vision Insurance Coverage
- Ameritas - Dental Insurance Coverage [with an additional $100 available to use for Vision Correction products].
You can modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event.
Refer to your Employee Benefits Guide or contact Human Resources if you have questions about Qualifying Events.
MEDICAL/RX
UPMC HealthPlan will continue to administer your medical and prescription drug benefits this year.
If you live in the Western PA Area, you will be eligible to enroll with the Pittsburgh based, the MyCare EPO $1250/$2500 Policy.
If you live outside of Western PA, you will be eligible to enroll with the National based plan, the PPO $2000 Policy. UPMC HP partners with the Super Med Network for Ohio residents, and the CIGNA Network for all other states.
To find out if your provider is in-network with either plan, please visit the UPMC HP website below.
DENTAL
ColdSpark Media's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Ameritas network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your out of pocket costs will be higher.
To find out if your provider is in-network, please visit the Ameritas website below.
Children that are covered under the medical plan are automatically also covered under the Pediatric coverage with UPMC HP.
There is an option to use $100 of the annual benefit towards vision expenses. You must complete the claim form and submit along with your receipt for the reimbursement.
VISION
DID YOU KNOW?
- Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
- Babies should receive their first professional eye exam at 6 months
- 80% of learning in the first 12 years comes through the eyes
ColdSpark Media offers vision coverage through UPMC HP to help pay for eye exams and contacts or glasses. You receive a higher level of benefits when you see a provider in the UPMC HP Vision Network. Review your coverage details in your Benefit Guide.
To find out if your provider is in-network, please visit the UPMC HP website below.
Children that are covered under the medical plan are automatically also covered under the Pediatric coverage with UPMC HP.
Note, there is also a $100 allowance towards Vision coverage needs included with the Ameritas Dental Plan. You must file the claim form along with the receipt in order to be reimbursed.
WELLNESS PROGRAMS
There are wellness programs to help you maintain your emotional wellbeing included with your UPMC HP Benefits.
From an Employee Assistance Program, to Wellness Coaches, there are many resources available to help you take care of any needs.
Whether you are looking for strategies to increase your current physical activity, quit smoking, help resolve financial/credit issues, heal a personal relationship, or looking for assistance for a family member, there is help out there for you, just one call away
CONTACT US
As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Intranet, and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:
Michelle Ruff
(412) 600.2341
michelle.ruff@nfp.com
Client Contacts
Shawn Boylan
shawn@coldspark.com
(412) 626-6690
Account Team Contacts
Michelle Ruff
Producer / Sales Consultant
michelle.ruff@nfp.com
412-600-2341